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Cruise travelers are always looking for great benefits, deals, and values when shopping in ports of call. Unfortunately, one of the best benefits offered by Princess Cruises is about to be reduced by more than 70%.
The cruise line’s MedallionPay Shoreside Shop and Sail program, an incentive for cruisers to use participating onshore retailers, is reducing its cash back benefit.
Cruisers have been receiving a 7% cash back rebate bonus for purchases through MedallionPay. Beginning with purchases from October 16, 2025 and forward, however, that rebate will be reduced to 2%.
“Rest assured that MedallionPay Shoreside remains the most convenient method for shopping at our ports of call,” the cruise line reassured guests.
Furthermore, even though the rebate is being dramatically reduced, the program is still being expanded overall.
“We are expanding the program to include additional stores,” Princess Cruises confirmed. “Thereby providing you with even more opportunities to earn cash back while enjoying your shopping experiences ashore.”
A full list of retailers and restaurants that are part of the MedallionPay program is available on the official website.
Included are popular port merchants such as the Pirates Treasure Shipwreck Museum in St. Thomas, the Mayan Flea Market in Cozumel, the Alaska King Crab Company in Ketchikan, Sea Shell City in Mazatlan, and many more.
Popular jewelers Effy, Diamonds International, and Milano Diamond Gallery are also included in different ports of call, along with other top jewelers in many destinations.
Guest reactions to the incentive reduction aren’t exactly positive. On a Reddit thread discussing the change, guests note that they don’t typically use the program or find it potentially damaging to local merchants.
“When we cruised with Princess no one in port took it,” one guest noted, though they did not specify which port. “We had people tell us it was too expensive for them to do it.”
“In 2022 I was thinking about using it at a small store in Juneau. Out of curiosity I asked the store owner what he was charged for my using it,” one guest shared. “MedallionPay charged a whooping 17% at the time. True, I would get 7% rebated to me but a small business could lose 17%! Outrageous.”
Credit cards also charge fees to retailers, but those rates are typically 2-4%. Many retailers now pass those fees along to customers depending on the size of the credit card transaction.
How Does the MedallionPay Program Work?
The MedallionPay Shoreside program is an onboard credit cash back program for cruise guests who shop at participating retailers.
“Simply use your complimentary Medallion Wearable to make secure, contactless purchases in shops, attractions, restaurants, bars, and more,” the program’s website describes.
This allows cruise guests to leave their credit cards onboard the ship, not risking theft or loss in ports of call. Participating merchants display signs so guests know where they can use their Medallion for easy, convenient payment.

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Travelers concerned with payment security and identity theft will be relieved to know that no credit card numbers, security verification codes, or personal information is stored on the Medallion.
“The MedallionPay ecosystem exceeds the security levels used in financial institutions and passports by using the latest methods of tokenization, abstraction and encryption,” the website explains.
Guests set up their Shoreside accounts when checking in for their sailing either on the Princess Cruises’ website or through the cruise line’s mobile app.
For every purchase, guests receive the rebate as onboard credit during their cruise, a great incentive to participate. While that incentive will now be significantly less, it can still be a bonus for guests who might make significant purchases ashore.












